Physical gold ownership, built for the way you live today.

For decades, physical gold was out of reach for most people, too expensive to enter, too difficult to store safely, and too complicated to manage. We removed all those barriers.

Scan to download the app

Turn your phone into your private gold vault

999.9 LBMA-Certified Pure Gold

Gold that meets the strictest LBMA standards. VAT-free.

World-Class Secure Vault

Your gold is stored in high-security facilities sin Switzerland and Singapore. 100% allocated and fully insured.

Regularly Audited

Our reserves are independently verified on a regular basis. New audit report available here.

Instant Transactions

Buy or sell in seconds. Every transaction is recorded on the blockchain, permanent and tamper-proof.

Shariah-Compliant

Built on ethical and moral principles that ensure a fair and transparent way to own gold. Reach your financial goals without compromising your values.

Your gold isn’t hidden away; it’s liquid

Freedom when life happens

Unexpected expense? Sell only what you need in seconds. No stress, no jeweler visits, no sacrificing all your savings.
Trust without hassle

Your gold is kept under a custodial account. You decide whether to keep, sell, send, or ship your gold.
Much more than a safe haven

Get ready to experience gold like never before, with new services that will propel you towards financial security at a faster pace.

Your first gram, three steps away.

1. Download the App

Available on App Store or Google Play.
2. Verify your account

A quick, secure process, so your gold belongs to no one but you.
3. Add funds to your account

Top up your account in minutes. Your balance is ready to use the moment your transfer arrives.
That's it!

You're all set to start building your wealth!

Your gold is 100% yours, and physically available now. Not paper, not borrowed and not depending on 3rd party promises to make available in the future. We only sell what we physically hold in our vaults. Each purchase includes a detailed receipt with quantity, purity, and a unique transaction order. All transactions are recorded on an immutable ledger and confirmed by independent audits.

Your gold is securely stored in a custodian account at the Singapore Precious Metals Exchange, located in Le Freeport — one of the most secure facilities in the world for precious metals. All holdings are fully insured and legally protected. Our vault agreement ensures your gold remains separate from any other company or institutional assets.

Phi Wallet is not just making gold more convenient than ever before; our mission is to build a modern precious metals infrastructure that makes these assets part of the everyday financial ecosystem. With blockchain, we bring transparency and fractional ownership of gold, while creating an infrastructure that promotes inclusivity, convenience, and trust. This eliminates the logistical and financial barriers to accessing precious metals, and opens the doors to utility beyond the safekeeping of these valuable assets.

Phi Wallet is a technology infrastructure that provides digital access to physical precious metals, transforming them into practical assets for everyday financial use. The Phi Wallet mobile app lets you buy, own, and sell real, certified gold that's stored in world-class vaults and verified independently. It's built for those who believe in the real economy and want to build their financial future on solid ground. It's for all people regardless of their wealth status or financial expertise. Phi Wallet delivers value preservation and empowers people to plan their future financial goals confidentially by protecting their hard-earned money.

1. Download the Phi Wallet mobile app 2. Create your Phi Wallet account 3. Complete identity verification (KYC) 4. Transfer funds to your Phi Wallet account 5. Buy gold and start building your wealth 6. Save, sell, or withdraw your funds anytime; it's all up to you!

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